Insurance & Financial Policy

As part of our COVID-19 safety precautions, we have stopped collecting physical insurance cards. Please make sure to fill out your paperwork entirely, along with uploading your insurance card by clicking the button at the bottom of this page to upload images of your cards. Having correct insurance information is the only way our billing team is able to provide an estimate for your procedure.

At Winchester Oral Surgery Center we make every effort to provide you with the finest surgical care and the most convenient financial options. To accomplish this goal, we work hand in hand with both medical and dental policies to maximize your insurance reimbursement for covered procedures. If you have any problems or questions, please ask our staff. They are well-informed and up-to-date and can be reached at Winchester Oral Surgery Center Phone Number 540-504-7300. Please bring your insurance information with you to the consultation so that we can expedite reimbursement.

At Winchester Oral Surgery Center we participate with most major medical and dental insurance carriers. We work closely with you and your insurance company to ensure that the claims are processed in a timely and accurate manner and that you receive the appropriate coverage for our services.

If we participate with your plan, we will file the claim for you. At the time of service, you are responsible for:

  • Co-pays/co-insurance
  • Non-covered services
  • Deductibles

Insurances Our Office Participates With:


  • *Aetna
  • *Anthem / BCBS / CareFirst
  • *Cigna
  • Medicare
  • Tricare Standard / Prime


  • *Aetna
  • *Ameritas
  • *Antehm / BCBS / CareFirst
  • Careington
  • *Cigna (DPPO only)
  • Connection / GEHA
  • Delta
  • DentaQuest / VA Smiles for Children
    (Patients 20 years or younger)
  • Dominion
    (Participation depends on specific plan)
  • First Dental Health (AZ, CA, NV)
  • *Guardian
  • *MetLife
  • Premiere Dental Group
  • *Principal
  • *Sunlife / Assurant
  • United Concordia
  • United Concordia ACTIVE DUTY
  • *United HealthCare
  • Pediatric WV Medicaid:
    (Patients 19 years or younger)
    • Straight Medicaid
    • Chip
    • Aetna Better Health
    • UniCare
    • WV Family Health
    • Health Plan of WV

*PPO ONLY. We also accept Care Credit

Each policy is different and this list is subject to change. If you have a specific question about your plan please reach out to our office and will be happy to help!

Don’t see your insurance on that list?

If we do not participate with your insurance plan, we will still file a claim to your insurance for you. However, you remain financially responsible for all charges incurred. We are participating providers with Medicare. Medicare does not cover most dental services, however, there are certain oral conditions that Medicare deems medically necessary and will cover. Medicare patients are responsible for:

  • Co-pay/co-insurance
  • Deductibles
  • Non-covered services

If you have any additional questions about your dental insurance please view our Insurance FAQ page or call today at Winchester Oral Surgery Center Phone Number Winchester Oral Surgery Center Phone Number 540-504-7300.


We also accept CareCredit. Scan the QR code below or click the link above to easily start an application!

Care Credit QR code

Workers Compensation

Written authorization must be obtained from your employer before treating a Workers Compensation injury. Claims for work related injuries are sent to the insurance company or your employer. If not covered by insurance, you agree to be responsible for the balance due for the services rendered.

Financial Information

For your convenience, we accept Visa, MasterCard, American Express, Discover and CareCredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact us at Winchester Oral Surgery Center Phone Number 540-504-7300. Many times, a simple telephone call will clear any misunderstandings.

Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.

Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated.

Upload Insurance Card(s)